[ad_1]
SBI Shishu Mudra Loan Scheme: Do you also want to stand on your own feet and have your own business plan or want to start a new business and you do not have enough money to start that business. So in such a situation, this article is going to be very important for all of you. Because today we are going to tell you about a scheme through which you can start your business very easily by taking a loan. Yes, friends, you can also get this loan and start your own business.
Lakhs of people in the country have started their business by availing this loan. In such a situation, if you also want to get this loan, then you can get this loan by applying for this loan as per the procedure given below. This loan will be given to you only if you are going to start your own business.
In such a situation, a question might be running in your mind that, after how much time will this loan have to be returned. So for your information, let us tell you that you can repay this loan within one year to 5 years. And if we talk about the interest on this loan, then we have to pay 12% interest every year on this loan.
SBI Shishu Mudra Loan Scheme 2024
State Bank of India Mudra Loan Scheme was started with the aim that all the people across the country who want to start their own business can get this loan and start their small business and when their business is running Only then can he repay this loan.
SBI Shishu Mudra Loan is a very good loan scheme given under Pradhan Mantri Mudra Yojana. The main objective of this loan is that whoever wants to start their own business can get this loan and start their business. Under this loan, ₹ 50,000 is provided. Which the applicant has to repay before 60 months. Apart from this, interest of 12% per annum is also charged on the loan given.
SBI Shishu Mudra Loan Scheme Benefit
- SBI Shishu Mudra Loan is provided only to the residents of the country.
- Under this scheme, loan up to ₹ 50000 is provided.
- Under this scheme, loan is provided without any guarantee.
- This loan is given only to those businessmen who are new to the market and want to start their business.
- To avail the loan under this scheme, the applicant must have complete documents related to business registration.
- An interest rate of 12% per annum is charged on the loan available under this scheme.
- The loan taken under this scheme has to be repaid by the applicant within 5 years only.
SBI Shishu Mudra Loan Yojana Eligibility
If you want to take SBI Shishu Mudra Loan, then for your information, let us tell you that to avail the benefit of this scheme, you will have to fulfill the eligibility mentioned below. If you do not fulfill this eligibility then you will not get the benefit of this scheme.
- To avail this loan the applicant must be above 18 years of age.
- To avail this loan, the maximum age of the applicant should be 60 years.
- To avail this loan the applicant must have his own business.
- To avail this benefit, the applicant must have a 3 year old bank account.
SBI Shishu Mudra Loan Yojana Important Documents
- Aadhar card
- PAN card
- Address proof
- I Certificate
- Bank account statement
- credit card report
- business volume
- mobile number
SBI Shishu Mudra Loan Yojana Apply Process
If you have also made up your mind that you also want Shishu Mudra loan from SBI, then for your information, let us tell you that to get this loan, you can follow the step by step given below by BHIM because if you are not interested in this process. If you follow the steps step by step, you will be able to apply for this loan very easily.
- To apply for State Bank of India Shishu Mudra Loan Scheme, first of all you have to State Bank of IndiaOr you will have to go to the nearest bank branch.
- After visiting the bank branch, you will have to talk to an employee in the bank about this scheme.
- After this, you will have to ask for the application form from any employee of the bank to apply for this scheme.
- After this, you will have to read all the information asked in the application form carefully and enter it.
- After entering complete information, you will have to attach photocopies of all the required documents with the application form.
- After this you will have to submit this application form to the bank employees.
- After this your application form will be scrutinized by the bank.
- If your application form is correct then this loan will be transferred to your bank account.
In this way, you can also easily avail the benefits of State Bank of India Shishu Mudra Loan Scheme and start your own business by getting the loan amount.
[ad_2]