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Punjab National Bank Personal Loan Apply: Friends, Punjab National Bank is a government bank of India, which provides almost all types of banking services to its customers. Punjab National Bank is one of the largest banks in India, in which you can get different types of secured and unsecured loans. Can do. If you need money and want to fulfill your financial needs by taking a personal loan, then you can Punjab National Bank You can avail financial assistance from this bank, however, for this you will have to fulfill some important conditions like your account should be in this bank.
You must be doing some kind of job or business, your monthly salary should be at least Rs 15,000, if you fulfill these essential conditions then you can go to your nearest Punjab National Bank branch and apply for a personal loan. Can apply.
If you read this article till the end then you will Punjab National Bank Personal Loan Apply Online You will not have to do many more searches to know about this loan, because in this article itself you have been given complete information about this loan, so let us start without any delay and let us know about personal loan from Punjab National Bank. What needs to be done to take it?
PNB Personal Loan Overview
| Name of bank | Punjab National Bank |
| loan type | personal loan |
| loan amount | 50 thousand rupees to 15 lakh rupees |
| age | 21 years to 58 years |
| credit score | more than 650 |
| application system | Online and offline |
| official website | https://pnbindia.in/ |
Benefits and Features of Punjab National Bank Personal Loan
1. If you take a personal loan from Punjab National Bank, its biggest advantage is that you will not need any agent for mediation.
2. The personal loan amount will be transferred to your bank account within 15 days.
3. You can get a personal loan online or offline as per your wish.
4. You can easily take a loan ranging from Rs 25 thousand to Rs 15 lakh from this bank.
5. Punjab National Bank provides you loan with overdraft in the form of term loan.
6. The minimum EMI on personal loan in this bank is Rs 1581.
Punjab National Bank Personal Loan interest rates
Compared to other banks, Punjab National Bank gives you personal loan at very attractive interest rates, you can understand its interest rates through the following points.
1. If you take a personal loan of Rs 1 to 10 lakh from Punjab National Bank, you will get an interest rate of 8.95% (on salary account).
2. If you take a personal loan of Rs 5 to 10 lakh, then you will have to repay the loan at an interest rate of 10.30% (for those who do not have a salary).
3. For those who are pensioners, this bank has kept the interest rate on personal loan at 10.75%.
4. In this bank you will also have to pay a processing fee of 1%.
5. The tenure of personal loan taken from this bank is 5 years.
6. To take a personal loan from Punjab National Bank, your CIBIL score must be at least 650.
Required eligibility for Punjab National Bank Personal Loan
1. To take a personal loan from this bank, your monthly income should be at least Rs 30 thousand.
2. The person applying for personal loan must have his own business or job.
3. Keep in mind that you should not have taken a loan from any other finance company.
4. The age of the person taking personal loan should be between 21 years to 58 years.
Documents required for Punjab National Bank Personal Loan
1. Aadhaar Card
2. PAN Card
3. Residence Certificate
4. Identity Card
5. Birth Certificate
6. To provide proof of your income, you will have to provide income tax details of the last 3 years.
7. Bank statement of last 3 months
How to apply online for personal loan from Punjab National Bank?
1. To apply for Punjab National Bank Personal Loan Online, first of all you have to register with Punjab National Bank. official website But have to go.
2. After this, you have to select the option of Online Service on the home page of the website, after which many options will appear in front of you, out of which you have to select the option of Online Loan.
3. Now a new page will open in front of you in which you have to enter the required information, along with upload the necessary documents and click on the Submit button.
4. After that, the information and documents provided by you will be scrutinized by the employees and if you are eligible to take the loan, the bank will contact you, then you will get the loan.
How to apply offline for Punjab National Bank Personal Loan?
1. If you want to apply offline then first of all you have to go to your nearest Punjab National Bank.
2. After that you will have to tell the employees there that you want to take a personal loan, then the bank employees will provide you the application form for it.
3. Then you have to fill the information asked in that application form and attach photocopies of all your important documents behind it.
4. After this you have to submit that form to the bank, then your form will be scrutinized and if you are eligible to take the loan then you will get a personal loan from the bank.
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