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Pradhan Mantri Rojgar Yojana 2024: Pradhan Mantri Rojgar Yojana, started by the Prime Minister of our country, Shri Narendra Modi, is providing loan assistance to the unemployed youth in India, so that they can also become self-reliant by starting their own business. This scheme is empowered to provide necessary financial assistance to individuals wishing to establish employment.
If you also want to start your own business then Pradhan Mantri Rojgar Yojana By taking advantage of Pradhan Mantri Rozgar Yojana, one can access the necessary resources to fulfill their employment aspirations. If you also want to start your own business and are interested in availing the benefits of this scheme. If you keep it, then definitely read this article till the end.
What is Pradhan Mantri Rojgar Yojana 2024?
Pradhan Mantri Rojgar Yojana provides a big opportunity to the unemployed youth of India to start their own business. People who want to start their own business can apply for this scheme and take advantage of it. Through this scheme, the government provides assistance to the unemployed youth. They provide loans at low interest rates through banks, so that they can start their own business.
Under Pradhan Mantri Rojgar Yojana 2024, priority is given to people belonging to Scheduled Castes, Scheduled Tribes, women and other backward classes. The business to be started by the applicants should not exceed Rs 2 lakh. If you are also among those unemployed youth who want to start your own small business whose cost will be around Rs 2 lakh, then you can apply for this scheme. You can take loan at low interest rate.
What is the objective of Pradhan Mantri Rojgar Yojana 2024?
The main objective of this scheme is to help the unemployed youth facing financial difficulties in starting their own business, so that they can also become self-reliant by starting their own business and make themselves and their family proud, through this scheme. The government provides loans at low interest rates to unemployed youth to establish employment.
What are the benefits of Pradhan Mantri Rojgar Yojana 2024?
The benefits available in this scheme are as follows:-
1. Through Pradhan Mantri Rozgar Yojana, loans up to Rs 10 lakh are given to the beneficiaries.
2. A subsidy of 20% is also provided by the government on the loan available under this scheme.
3. This scheme encourages unemployed youth to establish self-employment.
4. Projects up to Rs 10 lakh can be covered by forming partnerships with eligible beneficiaries.
5. Tea gardens, fisheries, poultry and horticulture sectors will be encouraged.
Pradhan Mantri Rojgar Yojana 2024 Interest Rate
Under Pradhan Mantri Rojgar Yojana 2024, the government sets different interest rates for various loan amounts, guided by the instructions of the Reserve Bank. At present, the interest rate on loans up to Rs 25,000 is 12%, while the interest rate on loans between Rs 25,000 to Rs 10,00,000 is 15.5%.
Apart from this, the higher the loan amount, the interest rate will also increase accordingly, these rates are updated from time to time by the Reserve Bank to ensure fair lending practices.
Eligibility for Pradhan Mantri Rojgar Yojana 2024
To avail the benefits of Pradhan Mantri Rozgar Yojana, applicants will have to fulfill some eligibility criteria which are as follows:-
1. Only unemployed people can apply for this scheme.
2. Age of the applicant should be between 18 to 35 years.
3. Applicant must be at least 8th pass.
4. The applicant must be a permanent resident of a specific area for at least 3 years.
5. The annual income of the applicant family should not exceed Rs 2 lakh.
6. The applicant should have a clean payment record and should not be a defaulter of any financial institution.
Documents required for Pradhan Mantri Rojgar Yojana 2024
To apply for this scheme, the applicant must have all these documents.
1. Aadhaar Card
2. Eye certificate
3. Birth Certificate
4. Residence Certificate
5. Caste certificate
6. Passport size photo
7. Mobile number
8. Bank Account Passbook
How to apply for Pradhan Mantri Rojgar Yojana 2024?
Applicants wishing to apply for this scheme will have to follow the procedure given below.
1. First of all you have to go to the official website of this scheme.
2. After going there, you have to download the application form of this scheme from there.
3. After this you have to take a printout of that application form.
4. Then you have to fill all the information asked in the application form carefully.
5. After filling the information, you have to attach all your documents in the application form and after that you have to go to the bank from which you want to take the loan.
6. After going to the bank, you have to submit the application form.
7. After this, your documents will be verified by the bank and if you are eligible to take loan from this scheme, then your loan will be approved and the loan amount will be credited to your bank account.
Mukhyamantri Rojgar Srijan Yojana
Bihar Unemployment Allowance Scheme
UP Rojgar Bhatta Yojana
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