Government is giving loan up to Rs 50 lakh with subsidy for building a house, see here how to get the benefit.

This PM Home Loan Subsidy Yojana Under this, a loan up to Rs 9 lakh can be provided on which the beneficiaries will get interest subsidy every year. Also, for this, the government has decided to bear the expenditure of Rs 60,000 crore which will be used to provide benefits to 25 lakh home loan applicants, for detailed information about the scheme, read the information given below carefully.

PM Home Loan Subsidy Yojana 2024

Prime Minister Home Loan Subsidy Scheme Under this, people of low income group will be provided their own houses at cheap rates. Due to which people living in slums or rented houses will be able to get cheaper houses and their standard of living will improve. Although the date of implementation of this scheme has not been released yet, it may soon get approval from the cabinet. After this the PM Home Loan Subsidy Scheme will be started and the beneficiaries will get its benefits. This scheme will be started especially for people living in urban areas.

Benefits and features of PM Home Loan Subsidy Scheme 2024

Many benefits will be given under the Prime Minister Home Loan Subsidy Scheme, the details of which are as follows –

• Preparations are being made to launch the PM Home Loan Interest Subsidy Scheme for people living in cities who live on rented houses, live in kutcha houses or reside in slums.
• Under this scheme, home loans will be provided to low income group citizens at cheap interest rates.
• Under the scheme, these families will be given interest subsidy of 3% to 6.5% per annum on home loan amount of Rs 9 lakh.
• The interest subsidy amount will be transferred directly to the bank account of the beneficiaries.
• 25 lakh home loan applicants are going to benefit from this scheme and the government is going to spend Rs 60,000 crore in 5 years under the scheme.
• People from lower income group will have their own house which will raise their standard of living.

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Eligibility for PM Home Loan Subsidy Scheme 2024

To avail the benefits of PM Home Loan Subsidy Scheme, it is important to keep in mind the eligibility criteria given below –

• Citizens of all religions and castes are eligible to apply under PM Home Loan Subsidy Scheme.
• The benefit of this scheme will be available only to the weaker section of the people who live in rented houses, kutcha houses, chawls or slums in the city.
• The benefit of the scheme will be available only to those who have not got the benefit of Pradhan Mantri Awas Yojana.
• To avail benefits under PM Home Loan Subsidy Scheme, the applicant must have a bank account linked to Aadhaar card.
• It is necessary that the candidate should not have been declared a defaulter by any bank.

To start your own business, the government is giving loan up to Rs 50 lakh with 35% subsidy.

Documents required for PM Home Loan Subsidy Scheme

Let us tell all the interested candidates that these documents will be required to apply for Home Loan Subsidy Scheme –

• Aadhar card
• Address proof
• caste certificate
• driving license
• I Certificate
• bank passbook
• email id
• mobile number
• passport size photo

How to apply for PM Home Loan Subsidy Scheme?

if you PM Home Loan Subsidy Yojana 2024 If you want to apply under this scheme then you will have to wait a little longer because preparations are going on to launch the scheme. Soon, approval will be received from the Cabinet to launch the scheme, after this the process of application under this scheme will start and then you will be able to apply. Till then you wait a bit as soon as the government official Information is issued, we will update you in this article.

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