Build your permanent house with the help of housing scheme, you will get loan at 6.5% interest, you will get subsidy of Rs 1.3 lakh.

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PM Awas Yojana Online Apply: Everyone wants to have a permanent house to live. Many people still live in kutcha houses. Even today, especially in rural areas, people do not have permanent houses. The government has recognized this problem and for this the Pradhan Mantri Awas Yojana was started a long time ago. Under this scheme, the government provides financial assistance to those poor families who are not financially capable of building their own houses. This plan is still going on. If you want to apply for this scheme and take advantage of it, then read this article completely.

Today in this article you will be given detailed information about Pradhan Mantri Awas Yojana. Here you will be told how you can apply for Pradhan Mantri Awas Yojana, what are its eligibility, objectives, documents and benefits and features? To understand the complete information, you will have to stay with us till the end of this article.

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What is PM Awas Yojana?

Pradhan Mantri Awas Yojana is proving to be very beneficial for all the poor families in the country who still live in kutcha houses and slums. Due to this scheme, the dream of becoming the owner of a permanent house is being fulfilled for lakhs of residents living in rural and urban areas. People from the economically weaker sections of the society, whose salaries are very low, are not able to build their own houses. To provide them social security, the government has started the Pradhan Mantri Awas Yojana.

Under Pradhan Mantri Awas Yojana, financial assistance is given to the beneficiaries so that they can build their own house. For this, the beneficiary has to apply through the right channel. The government also provides subsidy on the amount received for building a house.

How much subsidy will be given in PM Awas Yojana?

Under this Pradhan Mantri Awas Yojana run by the government, people living in urban areas or rural areas get a subsidy of up to Rs 120,000 or Rs 2,50,000. Different subsidy amounts have been kept according to different areas. Your subsidy amount is sent directly to your bank account through Direct Bank Transfer System.

Objectives of PM Awas Yojana

The main objective of this scheme is to provide financial assistance to poor and economically weaker section families to build their own permanent houses. Even today, the dream of building a permanent house is not being fulfilled for millions of people, but this scheme has been made to make the dreams come true. People are equally benefiting from the Pradhan Mantri Awas Yojana whether in rural or urban areas.

Benefits and features of PM Awas Yojana

  • Under the Pradhan Mantri Awas Yojana, you get a loan for up to 20 years at a very low interest rate.
  • You have to pay only 6.50% interest on the loan you take.
  • Loans are given to specific groups of people like disabled people or senior citizens at very low interest rates.
  • Assistance up to ₹ 120000 is given to eligible citizens residing in the plains. Whereas citizens living in hilly areas are given financial assistance up to Rs 130,000.
  • Under this scheme, if you construct a toilet in your house, additional assistance of up to ₹ 12000 is given.
  • The amount received under the scheme is directly transferred to your bank account.

Eligibility for PM Awas Yojana

  • Only permanent residents of India can apply for this scheme.
  • The person applying for the scheme should not already have a permanent house.
  • The minimum age of the person applying must be above 18 years.
  • The annual income of the person applying should be between ₹ 3,00,000 to ₹ 6 lakh.
  • It would be better if the name of the person applying is in the ration card or BPL list.
  • The person applying must have his Voter ID card.

Documents of PM Awas Yojana

  • Aadhar card
  • Photo
  • Beneficiary's Job Card
  • bank passbook
  • Swachh Bharat Mission Registration Number
  • mobile number

PM Awas Yojana Online Apply 2024 How to apply?

If you want to apply under Pradhan Mantri Awas Yojana, then you will be given complete information below. You will have to apply through online method as mentioned below step by step.

  • First of all you should visit the official website of Pradhan Mantri Awas Yojana. https://pmaymis.gov.in/ You will have to open the home page in front of you.
  • On the home page, you will see three pies in the menu bar, which you have to click on.
  • Now you will be seeing some options in front of you where you have to click on the option of Awaassoft.
  • Now a complete list will open in front of you in which you have to select the option of Data Entry.
  • After this, a new page will open in front of you where you have to click on the option of Data Entry for AWAAS.
  • After this you have to select your state and district and click on the Continue button.
  • Here you have to enter information like your user name, password, captcha code and click on the Login button.
  • After this, a Beneficiary Registration Form will open on the screen in front of you.
  • You will have to fill your personal details, beneficiary bank details, beneficiary convergence details.
  • Whatever details are there in the last column will be filled in the concern office.
  • By following this entire process carefully, you can apply for Pradhan Mantri Awas Yojana through online medium.

PM Awas Yojana List

Categories Government Scheme

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