Personal loan up to Rs 50000 is available on phone pay in 5 minutes, apply online like this

But to apply for phonepe personal loan, you must have knowledge related to the loan. If you do not know about it then no problem, we will tell you further. Phone Pe Personal Loan Apply Online How is it done and you How to get personal loan from Phonepe? Will give complete information about this. We will also tell you about Phonepe Personal Loan Eligibility, Interest Rate and Documents etc. For more information you remained in this article till the end.

How to get personal loan on PhonePe?

If you want to take a loan from PhonePe, then first let us tell you that you cannot take a loan directly from PhonePe. PhonePe approves the loan with the help of third party application. PhonePe gives loans through some partnership companies, hence PhonePe Personal Loan For this you will have to download the app of partnership companies and apply for the loan. Through these apps you loan from aadhar card Can apply for.

Flipkart, Kredit Bee, MoneyView, Bajaj finserv, Navi, Payme India are some of the applications that provide PhonePe Personal Loan. To take a loan from PhonePe, you will first have to register in the PhonePe Business App and then download the app of a partnership company from Google Play Store and apply for the loan. Then you will get a maximum loan of up to Rs 5 lakh from this platform.

PhonePe Personal Loan Overview 2024

Name of article	PhonePe Personal Loan
loan type	personal loan
loan amount	10 thousand to 5 lakh rupees
processing fee	Can be from 2% to 8%
partnership	Flipkart, Bajaj Finserv, Kredit Bee, MoneyView, Payme Indianavi, Navi App etc.
Loan Approval Process	Online
official website	https://www.phonepe.com/

Phonepe Personal Loan Interest Rate Interest Rate

The interest rate on phone pe personal loan depends on the terms and conditions of the third party application. The application you are using PhonePe Personal Loan You will have to pay the interest rate as per the terms and conditions of the application you apply for. Suppose you apply for a loan from Money View, then you may have to pay interest up to 15.96%. Apart from this, you will have to pay processing fee which can range from 2% to 8%. On Money View you can take a loan for a period ranging from 3 months to a maximum of 5 years and the terms and conditions of other applications may be different.

Eligibility to take PhonePe Personal Loan

To take loan from PhonePe, you have to agree to some terms and conditions which are as follows –

• PhonePe Personal Loan Only Indian citizens can apply for this.
• To avail a personal loan from PhonePe, you must be at least 21 years of age or older.
• You must have all the KYC documents.
• It is necessary for you to have EKYC i.e. your Aadhaar number should be linked to the mobile number.
• You must have an active bank account and the Aadhaar number should be linked to the bank account.
• PhonePe should be active in your mobile and your bank account should be linked to PhonePe.
• Salaried individuals and self-employed people can apply for Phone Pe loan.
• Your monthly income should be at least Rs 25 thousand and you should have income certificate.
• It is important to have a good CIBIL score for a personal loan.
• You should have a good record of financial transactions and you should not be a defaulter.

Required documents for PhonePe Personal Loan

To take a personal loan from PhonePe, you must have the required documents, such as –

• Aadhar card
• PAN card
• bank account
• Bank statement
• salary slip
• aadhaar link mobile number
• A selfie etc.

Also read: Bank of Baroda is giving personal loan up to Rs 2 lakh

How to apply online for PhonePe Personal Loan?

If you do not know how to get a personal loan from PhonePe and you PhonePe Personal Loanan If you want to apply online then you can get the loan in a few minutes by following the process given below –

• First of all you have to go to Google Play Store PhonePe App Download Will have to do.
• After this you will have to register in the app with your mobile number.
• After this you will have to link your bank account with UPI ID.
• You will have the option of “See All” near the Recharge & Bills option in your dashboard, you will have to click on this option.
• After this, you will see the names of some third party companies under “Recharge & Pay Bills”, such as – Bajaj Finance LTD, Buddy Loan, Home Credit, kreditbee, Moneyview, Avail Finance, Navi etc., you have to select the company from which you want to take loan.
• Suppose you want a loan from Moneyview, then download this app from Google Play Store.
• After this, you will have to open it and register with the same number with which you had registered on PhonePe.
• Now a new page will open in front of you where you will have to give some personal information.
• All the offers of personal loan will be available in front of you, you can choose any plan as per your wish under Select Your Loan Plan.
• After this, you will have to enter the details of banking etc. and upload the necessary documents.
• After doing this, as soon as the loan is approved, your loan amount will be transferred to your bank account within a few minutes.

Paytm Personal Loan Apply

Canara Bank Personal Loan Apply

FAQs – Frequently Asked Questions

Money View App Loan 2024