Paytm is giving loan up to Rs 5 lakh, apply like this in just 2 minutes

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Paytm Personal Loan Apply 2024 : Paytm is a financial company that provides banking facilities to the users. It is mostly used for online transactions but very few people know that one can also apply for Paytm personal loan through this mobile application.

Paytm Payment Bank It is a well-known NBFC company which is in partnership with companies like Fibe, Tata Capital, HeroFinCorp, Aditya Birla Capital and provides loans with their help. Paytm is approved by Reserve Bank of India and NBFC, hence it is absolutely safe to take loan from here, so if you want to take a personal loan then you can apply for Paytm Personal Loan.

Further in this article you will Paytm Personal Loan Interest Rate, Required Documents And Paytm Personal Loan Apply Process Will also give complete information about it step by step. For more information, read our article till the end.

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Paytm Personal Loan Apply Overview 2024

name of post Paytm Personal Loan
loan type Personal Loan
loan amount 10 thousand to 5 lakh rupees
Rate of interest Minimum 3% to maximum 36%
processing fee Starting from 1.5%
Partnership Companies Fibe, Tata Capital, HeroFinCorp, Aditya Birla Capital
official website Click here

How much loan can you take from Paytm Bank?

How much loan you will get from Paytm depends on your financial history, your CIBIL score and whether you have paid your previous EMIs on time or not. Generally Paytm customers get maximum 5 lakh rupees Offers a personal loan up to Rs. 1000, whereas if you want to take a business loan then the loan amount can be higher. You get this loan for a maximum of 12 months. If you meet the criteria of this application then you can easily apply for Paytm Personal Loan online.

Paytm Personal Loan Interest Rate

The interest rate of Paytm Personal Loan depends on how much loan you want to take and for how long? Generally, the interest rate of Paytm Personal Loan ranges from minimum 3% to maximum 36%, along with which a processing fee of 1.5% is charged.

To apply for Paytm Personal Loan Eligibility

If you want to apply for Paytm Personal Loan then you have to follow these conditions –

  • Salaried person or self-employed person can apply for Paytm Personal Loan.
  • Your CIBIL score should be good for Paytm Personal Loan.
  • To take Paytm loan, you must be at least 18 years of age.
  • If you have proved to be a defaulter then you will not be able to apply for Paytm Personal Loan.
  • Only Indian citizens can apply for personal loan from Paytm Payment Bank.
  • You must have at least 2 years of work experience.
  • It is mandatory to link mobile number with Aadhar card.
  • You should have the required devices available for online loan.
  • To take a loan, your monthly salary/income should be at least ₹ 12000.
  • The record of financial transactions should be good, only then you will be able to take a personal loan from Paytm Payment Bank.

Read this also: Canara Bank is giving personal loan ranging from Rs 25 thousand to Rs 10 lakh

Documents required to take Paytm Personal Loan

To take loan from Paytm you will need these documents –

  • Aadhar card
  • PAN card
  • aadhaar link mobile number
  • Bank statement
  • a selfie
  • Salary slip etc.

How to apply Paytm personal loan online. Paytm Personal Loan Apply Process

If you want to apply for Paytm Personal Loan sitting at home, then its process is explained below, you can easily claim personal loan online by following the given steps –

  • First of all you have to install Paytm application from Google Play Store.
  • After the app is installed, open it and use your mobile number. Sign Up Have to do it.
  • After signing up, you will get the option of Add Bank Account in Paytm dashboard, by clicking on it you have to link your bank account with Paytm.
  • after this Personal Loan Have to click on the section.
  • Then you will get the tab of “Check Your Loan Offer”, click on this tab.
  • Then a new page will open in front of you, here you have to enter your PAN number, date of birth and email ID, then accept the terms and conditions and click on the option of “Proceed”.
  • After this, the next page will open, here you have to enter the information like occupation type, company name, monthly income for the year, pin code, where you want to use this loan, etc. and click on the Confirm button.
  • Then a new page will open in front of you where your eligibility will be checked. If you are eligible then you will get to see the Pop Up Page of Congratulations, in this you will get to see the loan amount for which you will be eligible.
  • After this you have to click on the option of “Get Started”.
  • After this, a new page will open in front of you where you have to select the EMI and tenure of the loan amount and continue.
  • Then you have to upload a clear selfie of yours.
  • After this, to do KYC, you have to enter the Aadhaar number and security code, click on the option of “Send OTP” and verify the OTP.
  • After doing this, you have to select your gender and submit the PIN code.
  • Then a new page will open where you have to submit the bank information such as account number and IFSC code.
  • After doing this, the process of applying for the loan will be completed.

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FAQs – Frequently Asked Questions

Question 1. Can I take loan from Paytm?

Answer: If your CIBIL score is good and you have a source of income then you can take a loan up to a maximum of Rs 3 lakh from Paytm.

Question 2. How to take personal loan on Paytm?

Answer: To take loan from Paytm, click on Personal Loan and enter your personal, professional and banking details and submit the documents, then select the loan amount and tenure and submit, in this way you can take loan from Paytm. Are.

Question 3. How much interest has to be paid on Paytm Personal Loan?

Answer: Interest ranging from 3% to 36% can be charged on Paytm Personal Loan.

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