Citi Bank is offering personal loan up to Rs 30 lakh, apply online like this

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Citibank Personal Loan Apply Online 2024 : If you are looking for a personal loan for personal expenses then you can apply for Citibank Personal Loan. The personal loan business and consumer banking business of Citi Bank has been transferred to Axis Bank on March 1, 2023, that is, if you want to take a personal loan from Citi Bank, then you will have to apply for a personal loan in Axis Bank.

If you want to apply online for a personal loan from Citibank, then in this article we will tell you further. Citi Bank Personal Loan Interest Rate, will provide information related to the benefits of taking a personal loan from Citi Bank, eligibility for taking the loan and necessary documents. Therefore, please stay connected with our article till the end.

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What is Citibank Personal Loan?

Citibank Personal Loan It is a loan which you can take for your personal needs like education, medical emergency, travel, marriage etc. Under Citibank Personal Loan, you can take a maximum loan of up to Rs 30 lakh. However, the amount received here also depends on what your previous financial record has been and what is your CIBIL score. If your CIBIL score is good then you can get more amount from here.

Citi Bank Personal Loan Interest Rate Interest Rate

As we told you Citibank Personal Loan has been transferred to Axis Bank, that is, the same interest rate charged by Axis Bank will be applicable on this loan also. Citibank Personal Loan interest rates start from 10.49% per annum. Apart from this, the interest rate charged also depends on factors like applicant's income, CIBIL score, previous financial records, job profile.

Citibank Personal Loan Amount Loan Amount

Citibank  Personal Loan 2024 Under this, you can take a loan from minimum ₹ 50,000 to maximum ₹ 30 lakh. You can get this loan for a period ranging from 1 year to a maximum of 5 years, the processing fee of which can be a maximum of 3%.

Benefits of taking personal loan from Citibank. Benefits

You will get many benefits under Citibank Personal Loan which are as follows –

  • Citibank provides a maximum loan of up to Rs 30 lakh to its customers, where you can take a loan for your small to big needs.
  • You can get a good amount as loan at affordable rates.
  • The process of taking the loan is online and offline, you can apply for Citibank Personal Loan 2024 as per your convenience.
  • Instant loan facility is provided with minimum documents.

Eligibility and Documents for Citibank Personal Loan

If you want to apply for Citibank Personal Loan, then you will have to follow the conditions given below and also submit the necessary documents –

  • Citibank personal loan Under this, those citizens who have a source of income can apply.
  • Salaried individuals and self-employed citizens are eligible to apply for personal loans.
  • The customer must have KYC documents for personal loan such as Aadhar Card, PAN Card etc.
  • Apart from this, it is also necessary for the customer to have bank statement, salary slip etc. as income proof.
  • The customer should have experience in his work only then he can apply for the loan.
  • To apply, the customer must have a CIBIL score.

How to Apply for Citibank Personal Loan How To Apply For Citibank Personal Loan

If you want to apply for Citibank Personal Loan then follow the procedure given below –

How to Apply for Citibank Personal Loan Offline

if you want Citi Bank Personal Loan You can also apply offline. For this, first of all you will have to visit your nearest Citibank branch. After this you have to get complete information about personal loan from the employees there. After this you will be given an application form to apply for Citibank Personal Loan.

Which you will have to fill and submit and you will also have to submit some documents. After this, some process will be completed by the bank employees, after which your loan will be approved and your personal loan amount will be transferred to your bank account.

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