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Prime Minister Narendra Modi for the craftsmen, carpenters, goldsmiths, blacksmiths, masons etc. across the country. PM Vishwakarma Kaushal Samman Yojana (PM Vishwakarma Kaushal Samman Yojana) Has started. People covered under this scheme Government loan of Rs 3 lakh will give and this loan Only 5 percent interest rate But you will get it. Let us tell you that in this scheme, 18 areas related to stone carving sculptors, barbers and sailors have been included. To avail the benefits of this scheme you will have to register. This can be done both online and offline. If you want to apply online, then start it September 17, 2023 It's done since. For online registration https://pmvishwakarma.gov.in Can visit the site. Know who is eligible for this scheme, what documents will be required and what is the process to apply?
In this article:
PM Vishwakarma Yojana 2024
name of the scheme | PM Vishwakarma Kaushal Samman Yojana |
launch date | September 17, 2023 |
benefit of the scheme | Loan up to Rs 3 lakh at 5 percent interest rate, training facility etc. |
Objective | To strengthen artisans and craftsmen skillfully and financially. |
helpline number | 18002677777, 17923 |
Website | https://pmvishwakarma.gov.in |
What is PM Vishwakarma Yojana?
Vishwakarma Kaushal Samman Yojana or Vishwakarma Shram Samman Yojana is one of the ambitious schemes of the Government of India. Rs 13,000 crore has been allocated for this scheme. Artisans, craftsmen etc. covered under PM Vishwakarma Scheme will be provided PM Vishwakarma Certificate and ID Card. Registration for this is free. People registering under this scheme will not only be given training, but they will also be able to take loans at low interest rates. To buy tools after training ends 15 thousand rupees Will be given. Other than this, First Rs 1 lakh at 5% interest Will be available, then in second installment if needed loan of two lakh rupees will be given.
Who is Vishwakarma Shram Samman Yojana for?
It is necessary to be a citizen of India for PM Vishwakarma Yojana. applicant's Age above 18 years and below 50 years There should be. However, people working in government service will not be eligible for this scheme. People working in the following fields can avail the benefits of Vishwakarma Shram Samman Yojana:
- Raj Mistri
- Barber
- rosary
- Washerman
- Tailor
- locksmith
- carpenter
- Blacksmith
- Goldsmith
- gunsmith
- sculptors, stone carvers
- stone breakers
- cobbler/shoemaker
- boat builder
- basket/mat/broom maker
- doll and toy manufacturers
- hammer and toolkit manufacturer
- fishing net manufacturer
PM Vishwakarma Yojana: Eligibility criteria
Following are the eligibility and conditions for PM Vishwakarma Yojana:
- Those working in any one of the 18 traditional professions mentioned above can also apply for this scheme.
- of the applicant during registration age 18 years There should be.
- The applicant should not have taken loan under similar Central/State-based schemes such as PM Swanidhi, PMEGP, Mudra for self-employment or business development during the last 5 years. If the applicant has fully repaid his/her Mudra and Swanidhi loan, they can apply for the loan under PM Vishwakarma. The tenure will be calculated from the date of loan approval.
- The applicant and his/her family members (spouse and their unmarried children) working in any government service (Central/State) are not eligible for this scheme.
- Registration and benefits for this scheme will be available only to one member of the family.
Application status for PM Vishwakarma Yojana
Applications made so far for Vishwakarma Scheme | 5588511 |
Verification for first stage | 952446 |
Verification for Stage 2 | 406783 |
Verification for Stage 3 | 190955 |
Number of people registered for Vishwakarma Yojana |
164256 |
Interest rate of PM Vishwakarma Yojana (2024)
Under this scheme, people will be given loans at concessional interest rates. interest rate for 5% has been fixed. In the first phase, people will be given a loan of Rs 1 lakh, while in the second phase, a loan of up to Rs 2 lakh can be taken.
Rate of interest | 5% per annum |
loan amount | up to Rs 3 lakh |
loan period | up to 4 years |
PM Vishwakarma Yojana: Loan amount and repayment period
People coming under this scheme can take a total loan up to Rs 3 lakh. The initial enterprise development loan is up to Rs 1 lakh, for which 18 months tenure were determined. No prepayment fee will be charged from those artisans and craftsmen who wish to make any prepayment after 6 months of loan disbursement.
Loan stages | loan amount | payment period |
First stage | up to Rs 1 lakh | 18 months |
second phase | up to Rs 2 lakh | 30 months |
Benefits of PM Vishwakarma Yojana 2024
- The main objective of Vishwakarma Shram Samman Yojana is to provide skills and financial help to the artisans.
- In this, training programs will be run in the Small and Medium Enterprises Department located at the Tehsil or District Headquarters.
- There is a provision to provide financial assistance to the artisans undergoing training under the scheme.
- Under this scheme people 500 rupees There is a provision to give daily allowance of Rs. Also, skill training will be given for 5 days.
- Toolkit as incentive Rs 15,000 There is a facility to give grant of Rs.
How to register online for PM Vishwakarma Yojana 2024
If you want to apply for PM Vishwakarma Yojana, then you have to follow the steps given below:
step 1: First official website for PM Vishwakarma Yojana https://pmvishwakarma.gov.in Go to. here in your mobile number And Aadhar card Register using.
Step-2: Then through OTP authentication your mobile number And Aadhar card Please attest it.
Step-3: After the verification process Registration Form will fill. In which name, address and business related information etc. will have to be entered. after this Registration Form Submit it.
Step-4: Then digital id And Vishwakarma Yojana Certificate Can download.
Step-5: Then using the credentials PM Vishwakarma Yojana Portal log onto. If you wish, you can apply for different scheme components on the portal. Then you will get the scheme details here document upload Will have to do.
Step-6: After this the application form for consideration need to deposite.
Step-7: Now your received application officer verification do. After the completion of the verification process, you will be able to get the loan.
Keep in mind: Artisans and craftsmen near you Common Service Center (CSC) You can register and apply for PM Vishwakarma Yojana by visiting.
PM Vishwakarma Yojana: What documents will be required?
If you want to avail the benefits of PM Vishwakarma Yojana, then the following documents will be required:
- Aadhar card
- identity card
- Address proof
- mobile number
- caste certificate
- bank account passbook
- passport size photo
- mobile number
- email id
Pradhan Mantri Vishwakarma Yojana: Helpline number
You for Prime Minister Vishwakarma Yojana 18002677777, 17923 You can contact on the number. You can check this link for helpline numbers of different states (https://pmvishwakarma.gov.in/Home/ContactUs) can be clicked.
Questions and Answers (FAQs)
Who is eligible for PM Vishwakarma Yojana 2024?
Artisans and craftsmen engaged in carpentry, blacksmithing, weaving, pottery making, sculpture and other traditional professions are eligible.
Where to apply for PM Vishwakarma Yojana 2024
Artisans can apply through the official PM Vishwakarma Yojana portal or from the nearest Common Service Center (CSC).
How can one avail the benefits of Pradhan Mantri Vishwakarma Yojana?
To take advantage of this scheme you must https://pmvishwakarma.gov.in Have to register on the portal.
I have taken a loan of Rs 1 lakh in the first phase, when will I get the second phase?
The second loan installment under this scheme is Rs 2,00,000. This installment will be available to those who maintain a standard loan account and have adopted digital transactions for their business and are taking advanced skill training.
How much stipend do you get during training?
per day during training 500 rupees Provision for stipend has been made.
Can Government Employees apply for Pradhan Mantri Vishwakarma Yojana?
No, Government employees cannot apply for this scheme nor can anyone from their family apply for this scheme.
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