How to create UPI ID? (PhonePe, GPay, BHIM)

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in India Unified Payment Interface That means UPI is being used extensively in digital transactions. If we see, nowadays people have started preferring to make payments with the help of UPI instead of cash. If you also want to use UPI, then UPI ID Easy to create. With its help you can easily send and receive money. Come, let us tell you in detail in this article how you PhonePe, GPay, BHIM on etc. UPI ID Can make?

How to create UPI ID on PhonePe?

If you want to use PhonePe for UPI, then follow the steps given below to create a UPI ID here:

step 1: To create UPI ID on PhonePe, first of all you have to Google Play Store Or App Store From PhonePe app Must be downloaded.
Step-2: After opening the PhonePe app phone number use register Or sign-in Get it done.


Step-3: Here you will find your profile photo Tap on “Payment Method”Add bank account” to tap on.
Step-4: Now you will get your bank account to choose, for which UPI ID Want to set.


Step-5: To you UPI ID You will get the option to create. If you want to create your own ID, edit your own by clicking on UPI ID You can create or proceed with the given option.
Step-6: Now “Proceed to addTap on “. after this your UPI ID It will be generated and linked to the bank account chosen by you.

How to create UPI ID on GPay?

If you want to use GPay i.e. Google Pay for UPI, then follow the steps given below:

step 1: First of all Android.apps.nbu.paisa.user&hl=en&gl=US”>Google Pay Download the app from Google Play Store or App Store and register/sign-in.

Google Pay
Step-2: Then on the top right profile photo Tap on.
Step-3: Then Payment Method According to “Bank AccountsSelect the option.
Step-4: then your bank account Select the one in which you are new UPI ID want to set
Step-5: After this you will get “Manage UPI IDs” option has to be selected.
Step-6: then which UPI ID want to create, next to it , Tap the icon.
Step-7: now yours mobile number To verify “ContinueClick on “.
Step-8: Once mobile number After verification a new UPI ID Will be created.
Step-9: Once the new UPI ID is created, you can click on “Choose account to pay withYou can select your UPI ID under “. If you want to delete an existing UPI ID, then you have to follow the same steps, but here you have to , instead of icon bin/delete You have to tap on the icon.

How to create BHIM UPI ID?

If you want to use BHIM UPI ID, then follow the steps given below:

step 1: For this Google Play Store Or apple app store From bhim app Must be downloaded.
Step-2: Then open BHIM app. After this your phone number by using register Or sign in Do it.
Step-3: again in the bank registered mobile number Verify and set a 4 digit password.


Step-4: now yours bank account link up. For this your Debit Card in the final 6 points by registering your UPI PIN set on.
Step-5: After setting the PIN your UPI account Will become.
Step-6: After registering on BHIM app, users will be given default UPI ID Or VPA (virtual payment address) allocated Will be done. If you want to add a second VPA, profile Go to section.
Step-7: App’sprofile” on the tab your UPI ID One QR code Will be shown with.
Step-8: If you want, swipe left to create a new UPI ID Can add, for this “Add UPI ID” has to be tapped. Then create a new UPI and submit it.

How to create Paytm UPI ID?

Creating UPI ID on Paytm is easy. Know its method:

step 1: First of all Paytm app To Google Play Store or else apple app store Download it from.
Step-2: Then Paytm app Open it and your mobile number with the help of register Or sign-in Get it done.
Step-3: After this you list of banks will be visible, from this your Name of bank Choose. (Make sure your mobile number is registered with your bank)
Step-4: After this your bank account details will be fetched. (If you are linking your bank for the first time, you will be asked to set the UPI PIN using your debit card details)
Step-5: Once verification when it’s done your UPI ID Will be generated, which ends with @paytm. After this your bank account gets linked to UPI. You can make digital payments.

How to create UPI ID with *99#?

if you gsm handset then use *99# USSD You can also create UPI ID through code. For this follow the steps given below:

step 1: from your GSM mobile phone ‘*99#’ Dial on.
Step-2: After dialing your Preferred Language Select.
Step-3: After this your ifsc code or your First 4 digits of bank name Enter.
Step-4: own bank account Select. then your Debit Card and the last six digits of expiry date Enter.
Step-5: then your UPI PIN Set and confirm your UPI PIN. After this your UPI ID will be created.

Questions and Answers (FAQs)

What is UPI ID?

Unified Payments Interface (UPI) is an instant payment system developed by the National Payments Corporation of India (NPCI). UPI is built on the IMPS infrastructure and allows you to instantly transfer money between the bank accounts of any two parties.

What is UPI-PIN?

UPI-PIN (UPI Personal Identification Number) is a 4-6 digit pass code that you create/set during first time registration with the app. UPI-PIN has to be entered for transactions between banks. If you have already set up a UPI-PIN with other UPI apps, you can use the same on BHIM. (Note: MPIN issued by banks is different from UPI UPI-PIN, please generate a new UPI-PIN in BHIM App). The most important thing is not to share your UPI-PIN with anyone.

What is the limit for fund transfer through UPI?

The transaction limit for normal UPI is up to Rs 1 lakh per transaction. In UPI, the transaction limit for some categories of transactions like Capital Market, Collections, Insurance, Foreign Inward Remittances is up to Rs 2 lakh and for Initial Public Offering and Retail Direct Scheme the limit is up to Rs 5 lakh per transaction.

What things are required to create UPI ID?

To create UPI ID, it is necessary to have a bank account. Along with this, a mobile number registered with the bank will be required. If the mobile number is not registered with the bank, then first it can be registered with the nearest branch and also through net banking.

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