Complete information about benefits, eligibility, documents, application process

Finance Minister Nirmala Sitharaman while presenting the interim budget of 2024 'Lakhpati Didi Yojana' Under this, the number of Lakhpati Didi has been increased from 2 crore to 3 crore. He said that till now one crore women lakhpati didi This scheme, which has been created and is being run by the government, has brought about a change in the lives of women. Let's know what it is Lakhpati Didi Yojana?, How can one apply for this?

Lakhpati Didi Yojana 2024

Let us tell you that Prime Minister Narendra Modi had announced this scheme on August 15 last year. Under this scheme, skill development training is given to women by the government and they are encouraged to start their own business. Besides, loan facility is also being provided by the state government to women associated with self-help groups.

name of scheme	Lakhpati Didi Scheme
Scheme announcement	August 15, 2023
For whom	only for women
Objective	making women millionaires
Application Process	online/offline
official site	will be launched soon

What is Lakhpati Didi Scheme

Lakhpati Didi Yojana is an ambitious scheme of the Central Government. Under this scheme, women self-help groups are given different types of skill training by the government. Also, financial assistance is being provided by the government, which will help in making them millionaires. Uttarakhand government is giving interest-free loan of Rs 5 lakh to women self-help groups.

Similarly, other state governments are also providing financial assistance to women to make them self-reliant. Let us tell you that self-help groups include bank wali didi, Anganwadi didi, medicine wali didi, drone wali didi etc. Under Lakhpati Didi Yojana, about 10 crore women associated with self-help groups will be made Lakhpati i.e. self-reliant through training in things like LED bulb, plumbing, drone repairing etc.

Benefits of Lakhpati Didi Scheme

The main objective of Lakhpati Didi Yojana is to make the women of the country self-reliant. Women or self-help groups joining this scheme will get the following benefits:

1. Under this scheme, women starting their own industries are provided guidelines to start and expand their business.
2. Under the Lakhpati Didi scheme, assistance to women in preparing business plans, making marketing strategies and delivering products to the markets is included.
3. This scheme also provides insurance coverage to women at low cost for financial security. Additionally, financial information is also provided.
4. Workshops are organized by the government, in which information related to budget, saving, investment and financial options is provided.
5. Under the scheme, women are also given incentives on savings.
6. Lakhpati Didi Yojana provides microcredit facilities i.e. women get loan facility for business, education or other needs. Some governments also provide loan facility without interest.

Who is Lakhpati Didi Scheme for?

This scheme is being operated by different states. Every state has determined the eligibility for the scheme in its own way. Here we are giving some general eligibility information, which is as follows.

1. To avail the benefits of Lakhpati Didi Scheme, a woman must be a permanent resident of the concerned state.
2. It is mandatory for women to be associated with self-help groups.
3. The age of the woman should be between 18 to 50 years.
4. The annual income of the woman should be less than Rs 3 lakh.
5. Only women will be able to apply for Mukhyamantri Lakhpati Didi Yojana.

Documents required for Lakhpati Didi Scheme

To join Lakhpati Didi Yojana, women should have the following documents:

• Aadhar card
• PAN card
• income certificate
• Address proof
• bank account details
• Registered mobile number
• email id
• passport size photograph

How to apply for Lakhpati Didi Scheme

Lakhpati Didi Yojana has been started in states like Rajasthan, Uttarakhand, Uttar Pradesh etc. At present there is no official website information for the application, as soon as the official website is launched, we will update you through this article. At present, you can try the following methods to join Lakhpati Didi Yojana.

1. Visit your local SHG to join Lakhpati Didi Scheme. The SHG will help you prepare your application and business plan. You can get detailed information about this scheme from your nearest Anganwadi centre.
2. Collect necessary documents. These include your Aadhar card, bank account details, SHG registration certificate, SHG meeting minutes and business plan.
3. Submit your application to your local SHG. The SHG will review your application and send it to the government.
4. The government will review your application. If your application is approved, the government will contact you to get the loan.

Questions and Answers (FAQs)

When was Lakhpati Didi Scheme announced?

Lakhpati Didi Yojana was announced by Prime Minister Narendra Modi on August 15, 2023.

What benefits will be available in Lakhpati Didi Scheme?

Under Lakhpati Didi Yojana, skill training will be given to women to make them self-reliant.

Who will get the benefit of Lakhpati Didi Scheme?

Finance Minister Nirmala Sitharaman told in Budget 2024 that 3 crore women of the country will benefit from this scheme.

How to apply for Lakhpati Didi Yojana?

At present you can contact Anganwadi in this regard. This information will be given by the government soon.