With the help of these apps, you will get loan from your smartphone itself!

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In this era of technology, to avoid ‘paper hassle’, today’s generation prefers to go to digital platforms for facilities ranging from flight, railway, bus tickets to making Aadhaar-PAN card. Nowadays, many government and private banks are providing services for taking loan by submitting the necessary documents on their app. If you are looking for other options to take a loan, then you can turn to some apps that provide ‘instant’ loans. Use of apps is in trend nowadays with services like home loan, car and bike loan and personal loan.

After uploading the required documents, these apps check your credit score on the basis of CIBIL score and if you are found eligible then you can get the loan within the stipulated time. Let’s know about 4 such apps…

PaySense

This one named Paisance Android.boost&hl=en” target=”_blank” rel=”nofollow”>app It claims to provide you loans for everything from medical emergency to buying a smartphone. The initial conditions of this app are that the applicant should be a salaried employee and should be getting a minimum salary of Rs 15,000/month in his bank account. The age limit of the applicant should be between 21 years to 60 years. With all the conditions, this app promises to provide you the amount within 3 to 4 working days. You can read the rest of the rules of the app before or after downloading it by visiting Play Store. Let us tell you another special thing that Paysense App has an agreement with NBFC (Non Banking Financial Corporation) IIFL. NBFC is actually an institution affiliated with the Reserve Bank, which currently has 35 lakh customers. The rating of this app on Google Play Store is 4 plus.

mPokket

This app So far, approximately 1 lakh users have installed it in their smartphones. This app, which has a rating of more than 4.5 on Google Play Store, provides loans to the needy. Especially this app claims to provide loan amount to the students in Paytm as per their need. This app has described itself as a marketplace that connects needy people with people and companies who provide loans.

Upwards Quick Loan

This one with 4 rating on Google Play Store app Claims to provide you a loan of Rs 15,000 to Rs 50,000. The company provides loans for expenses like purchasing two-wheelers, medical emergencies and construction of houses. This company disburses money to eligible applicants through NBFC affiliated Bajrang Investment Private Limited.

CASHe – Instant Personal Loans

It has 4 plus rating on Google Play Store. Android&hl=en” target=”_blank” rel=”nofollow”>app The applicant can get a loan ranging from Rs 10,000 to Rs 2 lakh. The app claims that if the applicant is found eligible as per the terms and conditions, the loan will be approved within a few minutes without any paperwork and time. More than 5 lakh people have used this app so far. This app provides loans from NBFC affiliated Bhanix Finance and Investment Limited.

Let us make it clear that we have not used any of these apps for personal use. For your convenience, we have prepared a list based on the feedback given by Android users on Play Store. If you are in need then you can use these apps. After this you can share your experience with us.

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