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Paytm had entered the Indian market as a mobile wallet. As time passed, different services got added to Paytm. Now Paytm, considered to be India’s most popular wallet, has started Paytm Postpaid service. In Paytm’s language, Paytm Postpaid is in a way a credit card for the user. You can pay for any service today using Paytm Postpaid. And that money can be paid next month. Currently, beta testing of Paytm postpaid service is going on. Currently this service has not been made available to all Paytm users. But if you want, you can give your approval to start Paytm postpaid service.

You can use ‘Paytm Postpaid’ service for mobile-DTH recharge, cinema ticket booking and Paytm shopping. Even if you do not have money in your wallet, payment will be done with the help of this service of Paytm. During this period you will not need to use credit card or net banking. Let us tell you that under Paytm Postpaid, there will be a limit on the spending of every user. Customers will be able to make payment through Paytm Postpaid only within the prescribed limit. After this you will have to pay that amount at the end of the month.

If you want, you can activate Paytm Postpaid by going to the profile section in the Paytm app. After this, you can choose this payment option for any purchase on Paytm.

It is possible that many questions may be arising in your mind about Paytm Postpaid? We will try to answer these questions further…

What is Paytm Postpaid and how will it be activated?

Paytm Postpaid is a kind of credit service of Paytm mobile wallet. Suppose this is also the amount present in your wallet which you have to pay later. You can use Paytm Postpaid balance to recharge mobile and DTH, buy cinema tickets, or shop on Paytm. The company has informed that Paytm Postpaid will soon be activated for scan and pay.

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Paytm Postpaid not yet available for every user

Currently beta testing of this service is going on. That means this service is not available for every Paytm user. Selected users are able to use it. But every user can express his interest in this service. To activate it, go to the profile section of Paytm. Click on Paytm Postpaid here and activate this service by following further instructions.

Paytm on its website But it has been informed that the credit service is being provided by ICICI Bank. Paytm is just working as a platform. Paytm Postpaid has currently been made available to select customers only. This depends on the Paytm user’s transaction history and having a savings account with ICICI Bank.

What is the limit or balance of Paytm Postpaid?

As soon as you activate Paytm Postpaid. On the next page you are told about the postpaid balance. Paytm postpaid limit depends on the way you use Paytm. After this, users can use only the prescribed amount as Paytm postpaid.

When will Paytm postpaid bill come?

told It means that every month the bill for all transactions done through Paytm Postpaid will come on the 1st of the next month. Postpaid bill has to be paid by 7th of that month. In case this does not happen, a fine will be charged from the Paytm user. Reminders will be sent to Paytm users for postpaid bill payments on the 1st, 10th and 15th of the month. If payment is not made by 7th then Paytm postpaid account will be deactivated. The customer will pay the postpaid bill as soon as possible. The account will be activated again. But late fine will be charged on next month’s bill.

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